In Wilson v. Babcock Home Furniture, No. 8:17-C-02739-T-02AAS, 2018 WL 6660029 (M.D. Fla. December 19, 2018), Judge Jung denied class certification in a TCPA “wrong-number” class due to lack of ascertainability or common questions of law/fact. At the most fundamental level, the parties’ experts dispute the precise amount of “wrong numbers.” Based on Plaintiff’s analysis, Defendant made 8,253 calls marked… Read More

In Richardson, et. al., v. Verde Energy USA, Inc., Civ. No. 15-6325, 2018 WL 6622996 (E.D. Pa. December 17, 2018), Judge Beetlestone declined to follow the 9th Circuit’s decision in Marks, and found that Defendants predictive dialer was not an ATDS under the TCPA. A careful parsing of ACA International indicates that the invalidation of the 2015 Order necessarily invalidated… Read More

In Suriano v. French Riveria Health Spa, Inc., Civ. No. 18-9141, 2018 WL 6702749 (E.D. La. December 20, 2018), Judge Lemmon found that text messages were information only and not advertisements. Therefore, the sender did not violate the TCPA. At the outset, messages one, two, and five are plainly informational in nature. The first (sent the day after plaintiff joined)… Read More

In Ngo v. PMGI Financial, et. al., DARRIN NGO, 2018 WL 6618316, at *7–9 (N.D.Cal., 2018), Judge Spero held that a creditor's filing a superior court collection action did not prevent sending the matter to arbitration, but the debtor remained free to assert waiver to the arbitrator. Ngo contends that Defendants waived their right to demand arbitration by filing a… Read More

In Gonzalez v. Ocwen Loan Servicing, LLC., 2018 WL 6653297, at *1–2 (M.D.Fla., 2018), the District Court denied a TCPA Plaintiff's request for an on-site inspection of the Defendant's facilities. Plaintiff moves to compel an on-site inspection of Defendant’s telephone dialing system. Plaintiff states that such an inspection pursuant to Fed. R. Civ. P. 34(a) is necessary because Plaintiff’s burden… Read More

In Bank of the West v. Champion Chrysler Jeep Dodge, 2018 WL 6520944, at *4 (Cal.App. 2 Dist., 2018), in an unpublished decision, the Court of Appeal affirmed a verdict in favor of a bank against an automobile dealer under a Master Dealer Agreement. Dealer contends that by at least September 11, 2012, Bank had actual and constructive knowledge that… Read More

In Izett v. Crown Asset Management, LLC., 2018 WL 6592442, at *4–5 (N.D.Cal., 2018), Judge Chen refused to strike an affirmative defense related to an FDCPA allegation that a CCP 98 declaration in the underlying state court debt collection action allegedly was false. Defendants' seventeenth affirmative defense asserts: “A debt collector does not make misrepresentations in violation of [the FDCPA]… Read More

In Phan v. Agoda Company PTE, Ltd., 2018 WL 6591800, at *4–8 (N.D.Cal., 2018), Judge Freeman granted summary judgment against a TCPA plaintiff, finding that text messages that she received were not advertisements. Though a claim under the TCPA has three elements, Agoda does not dispute that Phan satisfies the first two elements of the TCPA claim—that Agoda sent text… Read More

In Solberg v. Victim Services, Inc, dba Corrective Solutions, 2018 WL 6567072 (N.D.Cal., 2018), Judge Chhabria certified an FDCPA class, but declined to award injunctive relief under the UCL because the putative class was unlikely to be the subject of further collection activity. The plaintiffs also seek restitutionary and injunctive relief under the UCL. As an initial matter, the plaintiffs… Read More

In Foreman v. Bank of America, 2018 WL 6421873, at *1 (N.D.Cal., 2018), Judge Freeman dismissed an EFTA case based, in part, on the purported charging of stop-payment fees. This case involves a consumer's right to authorize his bank to transfer funds electronically to third parties through what is aptly named an “electronic fund transfer.” Such transfers are governed by the… Read More