Articles

View full article here.  Scott J. Hyman is a Certified Information Privacy Professional (U.S.) and is the Data Protection Officer and Vice Chair of the Financial Services Practice Group of Severson & Werson, P.C. Mr. Hyman is a member of the Executive Committee of the Conference on Consumer Finance Law, and specializes in representing automobile finance companies and consumer lenders.… Read More

Genevieve Walser-Jolly and Colin Murphy authored Chapter 10A on the California Consumer Privacy Act in California’s CEB practice guide “Privacy Compliance and Litigation in California” which currently is available on-line and in print. Read More

The California Song-Beverly Consumer Warranty Act Overview of the California Song-Beverly Act, edited by Kerry Franich and Scott Hyman.  Thompson-Reuters’ Practical Law Series summaries various areas of the law, and is edited by outside practitioners with experience in the subject matter.   For more information, please contact Kerry Franich at kwf@severson.com or Scott Hyman at sjh@severson.com. Read More

Hyman, S.J.; Walser-Jolly, G.; Guzzetta, J.; & Wenrick, C. (Summer 2019). Unconscionability and Contractual Consent-to-Call Clauses Under the Telephone Consumer Protection Act, 73 Conf. Cons. Fin. L. Q. 25. For more information, see TCPA Unconscionability Article.      Read More

Hyman, S.J., and Mohseni, T., California Court of Appeal Finds that the FTC Holder Rule Limits a Holder’s Liability for a Consumer’s Attorneys Fees, 72 Conf. on Cons. Fin. L. Q. 432 (Spring 2019). To view the full article, click here.   Read More

Insurance Coverage Under Directors & Officers Liability Insurance Policies for Claims Brought Under the Telephone Consumer Protection Act, 72 Conf. Cons. Fin. L. Q. 58 (Summer 2018) Read More

Predatory Servicing Article -- 2018 Read More

Beyond the Basics of the California Consumer Privacy Act: Unanticipated Challenges in Complying with the New Privacy Law, Orange County Lawyer Magazine, April 2019, Vol. 61, No. 4, Page 28. For full article, click here. Read More

Under both the federal Fair Credit Reporting Act (FCRA) and California Investigative Consumer Reporting Agencies Act (ICRAA), before obtaining a credit report on a job applicant, an employer must first give the applicant a “clear and conspicuous” written disclosure in a document consisting “solely” of the disclosure that the employer may obtain a credit report. Though the two laws’ requirements… Read More

View the SW Winter 2019 Newsletter Since its founding over 70 years ago, Severson & Werson has gained a reputation for providing specialized advice, legal services, and expertise to financial institution clients. The services we provide run the gamut from litigation to regulatory matters to client counseling, legislative affairs, and formulating and implementing nationwide strategies for consumer class action defense. The… Read More