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Following briefing and oral argument, obtained favorable appellate decision for defendant bank in a contract action involving alleged breach of oral contract to modify plaintiff's mortgage loan; appellate court endorsed defendant's position that alleged oral promise was unenforceable due to lack of consideration, and that plaintiff failed to state claim for promissory estoppel due to lack of detrimental reliance. Read More

everson attorney Andrew Noble obtained summary judgment for mortgage originators in a series of federal court cases. Noble prevailed in the U.S. District Court for Eastern California against a mortgage borrower’s allegation that the originator violated TILA, RESPA and state laws by altering loan terms following loan approval but prior to closing. Noble prevailed in the Northern District against a… Read More

A national bank’s lien encumbering unimproved parcels was threatened by a series of pre- and post-loan lot line adjustments in San Mateo County. Severson attorney Andrew Noble developed a novel settlement with the borrower and other lienholders to foreclose, market and sell the property for substantial mutual benefit. Read More

Severson attorney Andrew Noble successfully represented a national bank at a trial in Alameda County Superior Court concerning a dormant certificate of deposit account. The consumer alleged that the bank failed to return funds deposited in the account. A jury found for the bank on all claims. Read More

Sometimes the best results are achieved through settlement rather than from judge or jury. That was the case where Severson negotiated a resolution on behalf of one of the country’s leading tax-credit syndicators. The dispute involved three troubled affordable housing developments in Florida and a fourth in Illinois. Months of negotiations resulted in multi-million dollar relief for one failed project… Read More

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