A jury in the United States District Court, Eastern District, unanimously found in favor of national mortgage servicing company on borrower’s claim for breach of the implied covenant of good faith and fair dealing arising from his claims that defendant mishandled his loan modification application. In one of the first trials in the state on claims arising under the California’s Homeowner Bill of Rights, the jury made unanimous advisory findings in favor of the defendant and against the plaintiff. Specifically, the jury rejected plaintiff’s claims that defendant engaged in “dual tracking” or failed to appoint a “single point of contact.”