We started this weblog with our first post exactly 5 years ago today.  In the interim, we have welcomed hundreds of subscribers from the automobile finance, debt collection, and banking industry, with more industry friends joining each week.  We have summarized close to 900 decisions in the last 5 years.  We intend to proudly continue this tradition of keeping our industry friends informed on industry developments, and thank our friends for continuing to use the weblog as a source for research and information.