The Federal Trade Commission said it would delay implementation of what is known as the “Red Flag” rules from Nov. 1 to May 1, 2009. The rule requires that creditors adopt programs to identify and respond to indicators of identity theft.  For the FTC’s Notification, please see http://www.ftc.gov/opa/2008/10/redflags.shtm  For my earlier post on the FTC’s Red Flag Rules, please seehttp://www.calautofinance.com/?p=148