Such an uninformative catch-all phrase defeats any specificity provided by the reference to the FCRA. See ACICS, 854 F.3d at 691–92 (“The inclusion of the uninformative catch-all phrase ‘any other Federal consumer financial protection law’ does nothing to cure the CID’s defects.”) . . . Simply put, the CFPB does not have “unfettered authority to cast about for potential wrongdoing.” In re Sealed Case (Admin. Subpoena), 42 F.3d 1412, 1418 (D.C. Cir. 1994). As such, it must comply with statutory requirements, and here it did not.