BMW, the manufacturer, could  not compel arbitration of the car buyer’s breach of express warranty, Magnuson-Moss Act and Song-Beverly Act violations based on the arbitration clause in the retail installment sale contract that the plaintiff signed to buy the car.  BMW was not a third party beneficiary of the arbitration agreement because while the agreement covered claims against non-signatory third parties, it permitted only the buyer, dealer and its assignee to demand arbitration.  The decision distinguishes Felisilda v. FCA US LLC (2020) 53 Cal.App.5th 486 on the ground that there, the dealer had moved to compel arbitration and only thereafter had plaintiff dismissed the dealer from the claims brought against the manufacturer, whereas here plaintiff never sued the dealer.  BMW also couldn’t compel arbitration under the equitable estoppel doctrine since the plaintiff didn’t sue on the retail installment contract but on separate contractual warranties and on statutory claims to which the retail installment sales contract was irrelevant except for showing that plaintiff owned the car.