Following Roldan v. Callahan & Blaine (2013) 219 Cal.App.4th 87, this decision affirms an order denying arbitration after the defendant refused to pay all arbitration costs. Substantial evidence supported the trial court’s finding that Daniel Hang was indigent when he died while in defendant’s care. His son brought suit for elder abuse and negligent hiring and supervision as Hang’s successor-in-interest. Roldan applies to insolvent estates as well as insolvent living persons.