Having secured a default judgment against the contractor that build a retaining wall on adjacent property which collapsed damaging plaintiff’s property, plaintiff sued the contractor’s general liability insurer.  This decision holds that the trial court erred in entering summary judgment in the insurer’s favor.  The insurance policy was an occurrence policy.  With a continuing loss, coverage attaches when the damage first becomes manifest and once triggered, coverage continues for later damage outside the policy period.  Here, the evidence on summary judgment showed there was a question of fact as to whether the damage to plaintiff’s property first manifested itself during the term of the contractor’s insurance policy, even if the retaining wall didn’t fully collapse until years later.