This decision follows John’s Grill, Inc. v. Hartford Financial Services Group, Inc. (2022) 86 Cal.App.5th 1195, review granted in holding that under a virus coverage endorsement similar to the one in John’s Grill, the policy provides coverage for the virus including virus decontamination is not limited to cases of physical loss or damage apart from the presence of a virus, and the exclusions from the virus coverage at least arguably are unenforceable because they render the virus coverage endorsement illusory.