Health Net’s arbitration clause did not satisfy H&S Code 1363.1’s requirements.  The enrollment form did not clearly that the plan required arbitration of disputes because it said that the arbitration clause didn’t apply if the plan was governed by ERISA–and the enrolling employee would have no way to determine whether ERISA applied.  Also, because of intervening text about ERISA plans, the disclosure was not immediately before the enrolling employee’s signature line, as the section requires.  The same problems plagued the insurer’s agreement with the employer.  Because both the employer agreement and the enrollment form must comply with section 1363.1 for the arbitration clause to be enforceable, the trial court correctly denied Health Net’s motion to compel arbitration.