McHugh v. Protective Life Ins. Co., No. S259215, 2021 Cal. LEXIS 6144 (Aug. 30, 2021)
While the presumption against retroactive application of new statutes is strong, figuring out what constitutes retroactive application may be difficult. Here, the statute required a grace period and notice before terminating a life insurance policy for nonpayment of the premium. Though it changed the terms of the policy, it governed only the insurer's actions after the effective date of the… Read More