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City of Oakland v. Wells Fargo & Co., No. 19-15169, 2021 U.S. App. LEXIS 29261 (9th Cir. Sep. 28, 2021)

Following Bank of America Corp. v. City of Miami (2017) 137 S.Ct. 1296, this decision holds that Oakland failed to allege facts showing its harm was proximately caused by Wells Fargo's alleged violation of the Fair Housing Act (42 USC 3613) by discriminating against Black and Hispanic borrowers, steering them to higher cost loans and loans with features that made… Read More

Bank of America Corp. v. City of Miami

Plaintiff city sufficiently alleged standing to sue by averring that defendant banks' lending to African-Americans and Latinos on less favorable terms than white Anglos led to a tide of foreclosures in minority neighborhoods, lowering property values and thus the city's tax revenues while also requiring greater expenditures by the city to police and maintain the gutted neighborhoods; but further consideration… Read More