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CEB Prac. Guide § 2A.27 -- Communications with the Debtor -- Time, Place & Manner Restrictions

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In Reddin v. Rash Curtis & Associates, 2016 WL 3743148, at *2-3 (E.D.Cal. 2016), the Court held that the FDCPA only protects third parties where the statute refers to something other than "consumers". Subsection 1692c(a)(1) generally prohibits a debt collector from communicating with a “consumer in connection with the collection of any any unusual time or place or a… Read More

In Vinson v. Credit Control Services, Inc.--- F.Supp.2d ----, 2012 WL 6137916 (D.Mass. 2012), Judge Tauro held that a debt collector did not violate the FDCPA’s time/place/manner restrictions by calling within the proper time zone even though the customer’s municipality applied a different time zone. Vinson claims that Credit Control Services violated the statute by calling her after 9:00 p.m.,… Read More