District Court (Ill.) Says Account Not in Default at the Time of Assignment, So FDCPA Not Triggered
In Palacio v. Med. Fin. Sols., No. 21 CV 1288, 2022 U.S. Dist. LEXIS 105459, at *11-15 (N.D. Ill. June 14, 2022), Judge Shah dismissed an FDCPA claim because the debt was not in default at the time of the assignment. An entity can act as both a creditor and a debt collector, but for the purposes of a particular… Read More