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Electronic Funds Transfer Act

The following summaries are of recent published decisions of the California appellate courts, the Ninth Circuit, and the United States Supreme Court. The summaries are presented without regard to whether Severson & Werson represented a party in the case.

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Widjaja v. JPMorgan Chase Bank, N.A., No. 20-55862, 2021 U.S. App. LEXIS 37512 (9th Cir. Dec. 20, 2021)

Under the Electronic Funds Transfer Act (15 USC 1693g), a consumer is liable without limit for unauthorized transfers if (a) the consumer fails to report the unauthorized transactions within 60 days after the bank sends the consumer a statement showing the unauthorized transactions, and (b) the bank can show it would have avoided the later unauthorized transactions if the customer… Read More