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Gross v. CitiMortgage, Inc., 33 F.4th 1246 (U.S. 9th Cir. 2022)

Under the FCRA, a furnisher of credit information must make a reasonable investigation if the consumer about whom it furnishes information to a credit reporting bureau properly protests the inaccuracy of the furnisher's information.  Furnishers, unlike credit reporting agencies, may be required to investigate the legal as well as factual bases of the information it furnishes.  Here, CitiMortgage continued to… Read More

Connor v. First Student, Inc.

by Jan T. Chilton |

The Investigative Consumer Reporting Agencies Act is not unconstitutionally vague merely because some types of consumer reports fall within its scope as well as within the scope of the Consumer Credit Reporting Agencies Act, and an employer seeking any information about a consumer other than creditworthiness can easily comply with both statutes simply by complying with the stricter requirements of… Read More