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Agent's Knowledge of Owner Imputed to Insurer

The following summaries are of recent published decisions of the California appellate courts, the Ninth Circuit, and the United States Supreme Court. The summaries are presented without regard to whether Severson & Werson represented a party in the case.

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Randle v. Farmers New World Life Ins. Co., No. B304970, 2022 Cal. App. LEXIS 918 (Ct. App. Nov. 7, 2022)

A divorce decree required ex-husband to maintain wife as 25% owner of his life insurance policy and forfeited to her the entire ownerhip interest if he stopped paying the premiums and she took over that burden.  That's what happened, as defendant's agent knew.  The agent's knowledge was imputed to defendant.  The insurance policy’s requirements for changing ownership do not control… Read More