1st Cir. Says Debt Buyers and their Law Firms Could Enforce Arbitration Clauses in Credit Card Agreements to Defend FDCPA Class Action Based On Customer Prevailing in Underlying Debt Collection Suit
In Barbosa v. Midland Credit Mgmt., No. 19-1896, 2020 U.S. App. LEXIS 37174 (1st Cir. Nov. 25, 2020), the First Circuit Court of Appeal affirmed referring a matter to arbitration. A resident of Massachusetts, Barbosa opened a credit card account with Barclays Bank Delaware ("Barclays") in April 2011. The last payment she made on the account was in November 2012.… Read More