During these challenging times, Severson & Werson remains open and in full operation, consistent with the firm’s previously established contingency planning. While many of our attorneys and staff will be working remotely, as a firm, we continue in full operation. We are here to help, as always.

Rees-Levering Act -- Civil Code § 2981

Subscribe to Consumer Finance

Thank you for your desire to subscribe to Severson & Werson’s Consumer Finance Weblog. In order to subscribe, you must provide a valid name and e-mail address. This too will be retained on our server. When you push the “subscribe button”, we will send an electronic mail to the address that you provided asking you to confirm your subscription to our Weblog. By pushing the “subscribe button”, you represent and warrant that you are over the age of 18 years old, are the owner/authorized user of that e-mail address, and are entitled to receive e-mails at that address. Our weblog will retain your name and e-mail address on its server, or the server of its web host. However, we won’t share any of this information with anyone except the Firm’s employees and contractors, except under certain extraordinary circumstances described on our Privacy Policy and (About The Consumer Finance Blog/About the Appellate Tracker Weblog) Page. NOTICE AND AGREEMENT REGARDING E-MAILS AND CALLS/TEXT MESSAGES TO LAND-LINE AND WIRELESS TELEPHONES: By providing your contact information and confirming your subscription in response to the initial e-mail that we send you, you agree to receive e-mail messages from Severson & Werson from time-to-time and understand and agree that such messages are or may be sent by means of automated dialing technology. If you have your email forwarded to other electronic media, including text messages and cellular telephone by way of VoIP, internet, social media, or otherwise, you agree to receive my messages in that way. This may result in charges to you. Your agreement and consent also extend to any other agents, affiliates, or entities to whom our communications are forwarded. You agree that you will notify Severson & Werson in writing if you revoke this agreement and that your revocation will not be effective until you notify Severson & Werson in writing. You understand and agree that you will afford Severson & Werson a reasonable time to unsubscribe you from the website, that the ability to do so depends on Severson & Werson’s press of business and access to the weblog, and that you may still receive one or more emails or communications from weblog until we are able to unsubscribe you.

In Mora v. Harley-Davidson Credit Corp, 2010 WL 4008156 (E.D.Cal. 2010), Judge Wanger held that HDCC’s NOI letter failed Rees-Levering’s disclosure requirements – even if Rees-Levering allowed “substantial compliance”.  Judge Wanger explained:        Plaintiff contends that Defendant's NOI was deficient, inter alia, because the notice failed to state the actual amount Plaintiff was required to pay to effect… Read More

In Fisher v. DCH Temecula Imports, LLC (2010) 2010 DAR 12715 , the California Court of Appeal refused to enforce an arbitration clause with a class action waiver in it, distinguishing Arguelles-Romero v. Superior Court (2010) 184 Cal.App.4th 825 as merely dealing with claims under the Rees-Levering Automobile Sales Finance Act, not the CLRA, -- the latter of which gives… Read More

In Nelson v. Pearson Ford Co., --- Cal.Rptr.3d ----, 2010 WL 2779307 (2010), the California Court of Appeal dealt with the issue of re-written contracts, the “single-document rule”, and remedies available under the Rees-Levering Automobile Sales Finance Act.  In Nelson, the Dealer sold car to buyer on Day 1.  The original contract was signed that day and the customer drove… Read More

In Davis v. Ford Credit, 2009 WL 3859327 (2009), the California Court of Appeal in Los Angeles held that Ford Credit’s practice of applying a payment to past-due installments first, rather than to the current monthly installment, did not violate the Rees-Levering Automobile Sales Finance Act’s ban on late-fee pyramiding.  (Civ. Code, § 2982(k).)  The facts of the case were as… Read More

On December 31, 2009, the Attorney General's Office issued issued Opinion 08-804, addressing the question whether, "the single document requirement for automobile sales contracts satisfied if the document consists of multiple pages that are attached to each other and integrated by means such as inclusive sequential page numbering (e.g., “1 of 4,” “2 of 4,” etc.)?".  The Attorney General opined… Read More

The California Attorney General assigned an opinion request number to a request on the following subject: 08-804:  Will the "single document" requirements of Civil Code Sections 2981.9 and 2985.8 regarding conditional sale contracts and motor vehicle lease contracts support multi-page documents if the pages are attached to each other and properly integrated by a appropriate means such as inclusive sequential… Read More

1 2 3 4