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Emotional Distress

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In Hogue v. Allied Collection Service, Inc., 2018 WL 771321, at *4–5 (D.Nev., 2018), the District Court granted summary judgment to an auto finance company who was sued for the way that it reported, and then reinvestigated, an automobile account after a debtor filed Chapter 13. Silver State argues that it is undisputed that plaintiff's auto account was delinquent on… Read More

In Turner v. Experian Information Solutions, Inc., 2017 WL 2832738, at *6 (N.D.Ohio, 2017), Judge Zouhary found no recoverable FCRA damages. Turner concedes her damages are limited to emotional distress (Doc. 21 at ¶ 62). . . Turner testified that a mortgage broker advised her in early 2015—several months before the July 2015 dispute letter that forms the basis for this lawsuit—that… Read More

In Bacharach v. Suntrust Mortgage, Incorporated, 2016 WL 3568059, at *1-2 (C.A.5 (La.), 2016), the Court of Appeals for the Fifth Circuit held that the FCRA does not provide protection against commercial losses. Bacharach argues that due to SunTrust's alleged FCRA violations that resulted in the reporting of misinformation to various credit agencies, she was unable to purchase property at 2841… Read More