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District Court (Ill.) Says Auto Finance Company’s Re-Assignment of RISC to Dealer arising from Dealer Breach of Dealer Agreement was not “Adverse Action” under ECOA

by Scott J. Hyman |

In Toney v. Kinsch, 2012 WL 567729 (N.D.Ill. 2012), Judge Chang found no ECOA violation on behalf of an automobile finance company arising from a dealership’s alleged malfeasance when the finance company re-assigned the RISC back to the dealer.   In September 2008, Ethel Toney contracted to buy a 2006 Dodge Charger from a car dealership, and Defendant Capital One… Read More

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