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District Court (La.) Finds Neither FDCPA Nor FCRA Cover Commercial Transactions

by Scott J. Hyman |

In Weiser v. Castille, No. 20-2043, 2021 U.S. Dist. LEXIS 173993, at *13-14 (E.D. La. Sep. 14, 2021), Judge Lemmon dismissed FDCPA and FCRA claims arising out of a Plaintiff's investment mobile home properties.   Additionally, an obligation arising from a commercial transaction, as opposed to a transaction "primarily for personal, family, or household purposes" is not a "debt" as defined… Read More

District Court (Minn.) Applies FCRA to On-Line Personal Information Aggregator Who Issues Reputation Score

by Scott J. Hyman |

In Finlay v. MyLife.com Inc., No. 20-cv-1105 (SRN/DTS), 2021 U.S. Dist. LEXIS 49154, at *16-18 (D. Minn. Mar. 16, 2021), Judge Nelson denied a Motion to Dismiss asserting that MyLife did not issue "consumer reports" under the FCRA. Plaintiff Brion Finlay is a resident of Minnesota and is currently searching for a new job. (Id. ¶¶ 1, 40.) He alleges… Read More