Ninth Circuit Affirms and Explains Gorman; Says Reinvestigation Not Proper Way to Collaterally Attack Validity of Debt
In Carvalho v. Equifax Information Services, LLC, -- F.3d -- 2010 WL 3239477 (9th Cir. 2010), the Court of Appeals for the Ninth Circuit confirmed FCRA pre-emption of California's CCRAA -- except Civil Code 1785.25(a). The Court of Appeals explained: Because the private right of action to enforce section 1785.25(a) is found in sections 1785.25(g) and 1785.31, which are not… Read More