District Court (Cal.) Says that Allegations that Defendant’s Issuance of 1099-C “May” Have Cancelled the Debt Stated a Claim for Violation of the FCRA for Reporting the “Cancelled” Debt
In Kunwar v. Capital One, N.A., 2017 WL 5991864, at *3–6 (N.D.Cal., 2017), Judge Koh allowed an FCRA claim past the pleading stage based on the argument that reporting a debt that was "cancelled" by issuance of a 1099-C rendered the reporting inaccurate. Plaintiff's complaint alleges that Defendant reported an unpaid balance in Plaintiff's account with Defendant to the CRAs,… Read More