They used to write the Official Staff Commentary, and give “Informal Staff Opinion” letters to industry to assist industry in complying with the FDCPA.  Now, the FTC has filed a Comment in response to the CFPB’s Notice of Proposed Rulemaking that can be found at  The FTC devotes almost half of their comment to reminding the CFPB that the FTC has been advocating for amendments to the FDPCA for a long time and describing their law enforcement, policy, and education efforts to protect consumers from unlawful debt collection practices.