In Dudley v. Powell Law Office, P.C., 2011 WL 4544632 (W.D.Wash. 2011), Judge Leighton expanded on the Arteaga holding that one-call-per-day is not too much, saying that the FDCPA “does not even prevent a collector from calling multiple times in a week, or even in a day.”
Crystal Dudley owes a debt and acknowledges that the debt is owed. She was called by the law firm on or about February 18, 2011 and plaintiff told defendant that she was in the process of filing for bankruptcy. Defendant asked plaintiff for her bank-ruptcy file number. Plaintiff clarified that she did not yet have one as she is still in the process of filing. As of the date of this decision, she still has not filed bankruptcy. She did not request defendant stop calling her. She did not refer the calls to an attorney. On or about March 17, 2011, defendant called plaintiff at 8:11 a.m., 11:19 a.m., 3:01 p.m. and 3:45 p.m. ¶ Dudley does not state an action under 15 U.S.C. § 1692(d)(5). The conduct of defendant is well within the normal collection practices seeking payment of a debt. The activities did not harass or annoy the plaintiff. Nothing in the statute prohibits a collector from calling a debtor under the circumstances present here. The statute does not even prevent a collector from calling multiple times in a week, or even in a day. Allegations of daily, or nearly daily, phone calls do not raise a triable issue of fact to claims under § 1692(d)(5). Arteaga v. Asset Acceptance, LLC, 773 F.Supp.2d 1218, 1229 (E.D.Calif.2010). ¶ To defeat a 12(b)(6) motion to dismiss, “a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face.” Ashcroft v. Iqbal, ––– U.S. ––––, ––––, 129 S.Ct. 1937, 1949, 173 L.Ed.2d 868 (2009). “The plaintiff must plead factual content that allows the Court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Iqbal, ––– U.S., at ––––, 129 S.Ct., at 1949. ¶ Plaintiff appears to be evading a legitimate debt and seeks relief from the creditor who attempts to confront her with her obligations. She is “in process” to seek bankruptcy, she does not request in writing to discontinue contacting her, she does not refer the defendant to an attorney to handle the matter. She just wants the creditor to go away. That is not the purpose of the Fair Debt Collection Practices Act. The Motion to Dismiss [Dkt. # 6] is GRANTED with leave to amend. If plaintiff can provide facts that are truly harassing in nature, she can pursue a claim based on a concise pleading that shows the defendant is liable for misconduct. She must amend within ten (10) days of the date of this Order.