In Khozayev v. America’s Wholesale Lender, 2010 WL 3036001 (E.D.Cal. 2010), Judge Drozd held that section 1632 did not afford rescission to contracts negotiated in the Russian language, explaining:
Next, plaintiffs allege that they are primarily Russian speakers with limited understanding of English and that no loan documents provided to them were translated into Russian in violation of California Civil Code § 1632. (Compl.¶¶ 8, 19-21.) California Civil Code § 1632 requires a person in a business who negotiates primarily in Spanish, Chinese, Tagalog, Vietnamese and Korean during contract negotiations to provide a translation of the contract or agreement in that language for a “loan or extension of credit for use primarily for personal, family or household purposes where the loan or extension of credit is subject to the provisions of Article 7 (commencing with Section 10240) Cal. Civ.Code.” California Civil Code § 1632(b)(4). As noted by defendants, plaintiffs fail to state a cognizable claim in this regard for several reasons. First, Russian is not one of the languages identified in § 1632. Second, nowhere in their complaint do plaintiffs allege that the loan in question was negotiated primarily in Russian as required for the statute to be applicable.