During these challenging times, Severson & Werson remains open and in full operation, consistent with the firm’s previously established contingency planning. While many of our attorneys and staff will be working remotely, as a firm, we continue in full operation. We are here to help, as always.


Scott J. Hyman

Clients hate surprises. To help clients avoid them, Scott frequently authors and lectures on industry legal developments, dives into litigation matters early, and offers honest and practical advice and solutions.

Scott is the Firm’s Data Protection Officer, and holds CIPP/US, CIPP/E, CIPT, and CIPM certifications from the International Association of Privacy Professionals.  Scott completed the Harvard VPAL Cybersecurity: Managing Risk in the Information Age program, and has been appointed to the Advisory Board for the Certificate Program in Big Data at the College of Extended Learning at California State University — East Bay.

In May, 2021, Scott was appointed for a 2-year term to the State of California’s Department of Financial Protection and Innovation’s Debt Collection Advisory Committee.  This appointment follows 25 years devoted to representing financial institutions, national banks, automobile finance companies, and loan servicers. Scott has counseled and defended the Firm’s clients on privacy and cyber-security matters, and has extensive experience defending individual and class actions brought under state and federal Truth-in-Lending laws, UDAP laws, the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA).

Scott is a Vice President and Governing Committee member of the Conference on Consumer Finance Law and has published dozens of articles in the Conference on Consumer Finance Law Quarterly Report and other scholarly periodicals on issues of interest to the financial services industry.   Scott also is a contributing author to Debt Collection Practice in California (CEB), having authored since 1998 the CEB’s treatise on “The Fair Debt Collection Practices Act” and co-authored since 2014 the CEB’s treatise on “The Telephone Consumer Protection Act”. Since 2008, Scott has authored the Firm’s California Person Property Finance industry weblog, having summarized and posted on over 3,000 decisions related to consumer finance.

Scott joined the Firm’s San Francisco office in 1995, and moved to Orange County in 1999 to help open the Firm’s new office.  Scott and his wife live in Irvine and have two children.  Their family have kept their Bay Area roots, and have remained involved the athletic and academic community of Stanford University.  Both of their children graduated from Stanford with engineering degrees.  Their son earned two NCAA D-1 National Championships in soccer while at Stanford, and then pursued a graduated with a Masters Degree Industrial Design from Georgia Tech.  Their daughter currently is pursuing her graduate degree in mechanical engineering at Stanford.


  • The University of the Pacific, McGeorge School of Law, J.D., with Distinction, 1990
  • The Pennsylvania State University, Schreyer Honors College, B.A., with Honors, 1987
  • Harvard VPAL Cybersecurity: Managing Risk in the Information Age (2020)


  • California
  • Texas
  • United States Court of Appeals for the 11th Circuit
  • United States Court of Appeals for the Ninth Circuit


Consumer Finance Posts