During these challenging times, Severson & Werson remains open and in full operation, consistent with the firm’s previously established contingency planning. While many of our attorneys and staff will be working remotely, as a firm, we continue in full operation. We are here to help, as always.


Michael J. Steiner

Michael Steiner business and financial litigation

Decades representing banks and mortgage lenders in over 100 class actions and countless individual cases brings knowledge, insight, and skill to defending lenders. This expertise, combined with dedication to the clients’ interests, leads to effective and efficient resolution of disputes.

Mr. Steiner has devoted most of his 30 plus year career to defending consumer lenders in state and federal courts in California and elsewhere.  He specializes in defending mortgage lenders in consumer class actions and unfair business practices claims.  He has defended more than 100 class actions arising from a broad spectrum of mortgage origination, servicing and payoff activities, including TILA, RESPA, and FCRA claims, loan origination fees, payoff fees, lien releases, loan modifications, lender placed insurance, foreclosure outsourcing, interest calculation and yield spread premiums.  He has played a leading role in some of the most high profile class litigation affecting the mortgage industry.  Recently, for example, he acted as national coordinating counsel for a large national bank’s defense of several dozen LPI class actions around the country.

A substantial part of Mr. Steiner’s practice also involves defending individual lawsuits against mortgage lenders.  His accumulated experience and knowledge allow him to effectively identify and separate more serious cases from more routine matters, and to bring the appropriate level of expertise, skill, and resources to a broad spectrum of cases.  He has been involved in early initiatives in alternative billing arrangements for these types of cases.

For decades, Mr. Steiner has been involved in industry organizations such as the Mortgage Bankers Association, and he has been a regular speaker on mortgage litigation issues at legal issues conferences.


  • Stanford Law School, J.D., 1983
  • Grinnell College, B.A., 1979


  • California