David focuses on helping insurers resolve complex coverage issues involving significant potential exposure, unusual facts and novel legal issues.
David Hungerford is Special Counsel with Severson & Werson’s Insurance Law Group. David’s practice emphasizes representing primary and excess insurers in disputes over coverage, including pre-litigation matters, declaratory relief actions, and lawsuits alleging bad faith.
David has focused on evaluating and resolving insurance coverage disputes on behalf of insurers his entire career. David has prepared hundreds of coverage opinions in a multitude of contexts — including privacy breaches, data theft, cybersecurity, intellectual property disputes, employment matters, catastrophic injury, construction defects, and environmental contamination — under property, general liability, and professional liability policies, as well as more specialized policies increasingly used to insure the risks of the 21st Century. David understands that the process of analyzing pre-litigation coverage disputes extends beyond initially advising insurers, and involves listening to the insured, evaluating new information, and continually advising the insurer of any changed circumstances.
David has extensive litigation experience and has obtained judgments on behalf of insurers through both dispositive motion practice and trial. Because he has repeatedly represented insurers in state and federal courts, as well as private arbitrations, David understands how coverage issues can and should be litigated to maximize both efficiency and the probability of a successful result. David also respects the value resolving disputes through settlement, and has negotiated resolution of numerous matters both within and outside of mediation.
David received his J.D. from the University of California at Davis School of Law, where he served as an Articles Editor for the U.C. Davis Law Review. David received his B.A. from Macalester College in Saint Paul, Minnesota. David is admitted to practice in California and Nevada and all federal courts in California and Nevada.
Areas of Practice
- University of California at Davis School of Law, J.D., 2000
- Macalester College, B.A., 1997