Financial Services

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Financial Services

Severson & Werson has been representing financial institution clients since its inception 70 years ago. The firm represents some of the nation’s largest and most influential banks, consumer finance companies, mortgage lenders, and a host of others involved in the realm of financial services.


Michael J. Steiner

Practice Group Leader
(415) 677-5611 Tel
(415) 956-0439 Fax







Representative Cases for Financial Services





  • September 11, 2014
    Scott J. Hyman presented before the Texas State Bar on "Whats Up with FCRA in 2014" at the 10th Annual Advanced Commercial and Consumer Law Course.
  • September 18, 2014
    Scott J. Hyman presented, "Current Developments in Automobile Finance" at the CFSA Annual Convention in Monterey, CA in September, 2014.
  • April 25, 2014
    Mr. Abbott presented on two panels at the 2014 American Conference Institute's 14th Residential Mortgage Litigation & Regulatory Enforcement Conference in Washington, DC. Mr. Abbott spoke on the aftermath of the Supreme Court decision in AT&T Mobility v. Concepcion and lower court treatment of the opinion in the panel: “Other Pivotal Residential Mortgage Issues Currently in Play and Coming Down the Pike from the U.S. Supreme Court: New and Emerging Cases and Theories; The Continuing Impact of Dukes and Progeny on Certification and Mortgage Servicing; New Settlement Considerations; and Using CAFA and Other Developments in Your Favor with Regard to “Predominance,” Discovery Practices as Courts Look to the Merits, Standards for Removal (including Removal of AG Actions), Remand Fights, Misjoinder, and Stipulations Limiting Damages” Mr. Abbott spoke on the impact of the Supreme Court decision in Wal-Mart v. Dukes on fair lending class actions in the panel: “Mortgage Servicing: The Continued Enforcement and Litigation Focus on Loan Servicing, Servicer Liability Under FDCPA and as a Debt Collector, Complying with New and Emerging Regulations, Employing Best Practices, Defending Against Borrower Claims, and Implementing Effective Loss Mitigation Strategies”.
  • March 3, 2014
    Joseph W. Guzzetta was a featured speaker at the ACI's National Forum on Residential Mortgage Litigation & Regulatory Enforcement in Los Angeles, CA. The topic of his presentation was, "overcoming contested foreclosures and responding to borrower counterclaims and stall tactics in mortgage litigation".
  • January 16, 2014
    Rhonda Nelson co-presented "To Post or Not: The Social Media Ethical Dilemma" at the California Minority Counsel Program/Kaiser CLE Marathon session, Oakland, CA.
  • Mr. Shaham addressed the American Bar Association, Business Law Section, Consumer Financial Services Program on the topic of "California Foreclosure Update." (Las Vegas, Nevada, March 2012).
  • Speaker, "California's New Data Breach Law and How Automobile Finance Companies Can Protect Themselves" US Acceptance CFSA Independent Section Chair, Anaheim, California, November 10, 2011.
  • Speaker, "Current Developments in Automobile Finance" CFSA Annual Convention, Bacara Resort, Santa Barbara, California, October 14-15, 2011.
  • Mr. Shaham addressed the Orange County Bar Association’s Banking and Lending Section on the topic of “Implementation of the Dodd Frank Act: Progress, Obstacles, and Predictions." (Irvine, California 2011)