Mark J. Kenney spoke January 21 at AFSA’s San Francisco Conference, addressing litigation and regulatory compliance risks facing the industry.  Mr. Kenney conducted live monitoring and analysis of the oral arguments taking place on the in the Supreme Court in Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc.  The case is a fair lending/disparate impact appeal which may have significant implications for the industry’s “dealer spread” practices under attack by the CFPB.”