Severson and Werson

Robert J. Gandy is a litigation associate in Severson & Werson's Irvine office, where he practices in the Financial Services and Mortgage Banking practice groups.

Mr. Gandy represents major financial institutions, including banks, mortgage lenders, consumer financial companies and mortgage loan servicers, in all stages of litigation, including trials in state and federal courts. Mr Gandy specializes in defending national mortgage lenders and mortgage loan servicers against borrower actions alleging lender liability, wrongful foreclosure, title claims, loan servicing claims, and violations of state and federal statutes.

Prior to joining Severson & Werson, Mr. Gandy represented national mortgage lenders, mortgage loan servicers, and other real estate and mortgage professionals in prosecuting and defending mortgage banking and loan servicing litigation in state and federal courts.

Mr. Gandy received his Juris Doctor from the University of San Francisco School of Law. Prior to law school, Mr. Gandy was a juvenile corrections officer for the State of Washington and a juvenile probation officer for Clark County in Nevada.

Mr. Gandy is admitted to practice in all state and federal courts in California. He is also a member of the Los Angeles County Bar Association, Orange County Bar Association, Orange County Asian American Bar Association, and Vietnamese American Bar Association of Southern California.

Mr. Gandy's primary areas of legal practice include:

Commercial litigation with an emphasis on mortgage banking and financial institution litigation, including representation of retail, wholesale, and warehouse mortgage lenders defending against borrower complaints involving lender liability, wrongful foreclosure, title claims, breach of contract and violations of the Truth in Lending Act, Real Estate Settlement Procedures Act and Business & Professions Code § 17200

Mr. Gandy's specific experience includes:

Financial Institution Litigation: Representation of financial institutions, primarily mortgage lenders, loan servicers, and financial institutions, in actions raising a variety of lender liability claims based on statutory violations, unfair business practices, breach of contract, fraud, and wrongful foreclosure.

Litigation of lender priority claims against title insurers, mortgage brokers and borrowers.

Business and Commercial Litigation: Prosecute and defend actions arising from complex business transactions, fiduciary relationships, and business torts.

Biographical Information:

Employment History: Joined Severson & Werson in 2009

Previous legal experience includes: The Ryan Firm, APC, (specialized in representing national mortgage lenders and mortgage loan servicers in prosecuting and defending mortgage litigation cases).

Education: Bachelor of Arts, Sociology, California State University Hayward, June 1993; Juris Doctor, University of San Francisco School of Law, May 2002

Admitted to Practice: All California State and Federal Courts.

Professional Affiliations: State Bar of California, Orange County Bar Association, Los Angeles Bar Association, Orange County Asian American Bar Association.

• Represented national mortgage lenders in defending cases involving purported mortgage loan origination fraud.

• Represented national mortgage lenders in defending cases involving purported wrongful foreclosures.

• Represented national mortgage lenders in actions against mortgage brokers in fraudulent loan origination actions in various states nationwide.

• Represented commercial developers in negotiating approval of construction plans and code compliance issues for a large commercial shopping developments.

• Represented commercial investors in negotiating and drafting real estate lease agreements for commercial properties.

• Represented commercial investors in facilitating city and county code compliance in rehabilitation and repair of multi-family residential unit developments.

• Represented national mortgage lender in a heavily litigated elder abuse and predatory lending action involving multiple major lenders and loan servicers.

• Represented distressed asset investors in establishing and validating large distressed junior loan pool portfolios.

• Represented mortgage brokers in establishing employment and operating protocols and guidelines to maintain regulatory compliance.

• Obtained favorable trial verdict in a highly contested real property and purported investment management fraud action.

• Obtained numerous judgments against mortgage brokers in various states nationwide in loan origination fraud and misconduct actions.

• Obtained numerous judgments of dismissal of major lenders and loan servicers in cases involving purported mortgage loan origination fraud.

• Obtained numerous judgments of dismissal of major lenders and loan servicers in cases involving purported wrongful foreclosure.

• Successfully opposed a Writ of Mandate on venue and forum non conveniens issues in a highly contested fraud action while representing a major mortgage lender against a Texas mortgage broker.

• Successfully negotiated numerous settlements in highly volatile and highly contested actions involving major mortgage lenders and loan servicers.