Donald H. Cram, III

As a member of the firm's Bankruptcy and Creditors' Rights practice group, Mr. Cram prosecutes lenders' suits to collect loans and enforce loan agreements including applications seeking appointment or receivers, attachments, claim and delivery actions, real property foreclosures, and enforcement of guaranty contracts. Mr. Cram also defends manufacturers with respect to administrative claims brought before the California New Motor Vehicle Board.

Mr. Cram advises financial institutions as to practices, procedures and compliance with federal bankruptcy laws. He has extensive experience in representation of secured and unsecured creditors in Chapter 7 and 11 business bankruptcies; negotiating agreements and litigating the use of cash collateral; motions for relief from stay; negotiating and litigating confirmation of reorganization plans; and defense of preference and avoidance actions.

Mr. Cram is experienced in all aspects of consumer bankruptcies, including: relief from stay and adequate protection issues; Chapter 13 plan objection, confirmation and modification issues; discharge and dischargeability issues; consumer Chapter 11 disclosure statements and plans of reorganization; lien avoidance issues; vehicle valuation and evidentiary hearings; and lease assumption issues. He also prosecutes non-dischargeability complaints, defends creditors in adversary proceeding litigation, and defends financial institutions in other matters in Federal District Court. Mr. Cram is acknowledged by the bankruptcy bench and bar as a leader and as a provider of superior legal services for secured creditors in business and consumer cases throughout California.

Mr. Cram received his JD from Southern Methodist University School of Law and holds a BBA in Finance from Texas Christian University. He is admitted to the Bar in California and Texas and is a member of the Bay Area Bankruptcy Forum, and currently sits on the Insolvency Law Committee for the State Bar of California. Mr. Cram is a frequent speaker on bankruptcy issues.

Recent Professional Activity

Mr. Cram was a panelist at the Bay Area Bankruptcy Forum's Consumer Developments Program (San Francisco, California, April 2008).

Editor, "Bankruptcy Fundamentals for the Financial Services Industry A Handbook for Non-Lawyers," American Bankruptcy Institute (2007).

Mr. Cram was a panelist at the Bay Area Bankruptcy Forum's Consumer Bankruptcy Developments Program (San Francisco, California, April, 2007).