Eric J. Troutman

Member | (949) 442-7110 Tel | (949) 442-7118 Fax
19100 Von Karman Avenue
Suite 700
CA 92612

949-442-7110 Tel
949-442-7118 Fax

Areas of Practice

  • Financial Services
    • Financial Services Litigation


  • University of California, Berkeley, B.A., 1999
  • University of California, Los Angeles, School of Law, J.D., 2003

Mr. Troutman focuses on complex litigation and practices in the firm’s Auto Finance, Financial Service Litigation and Labor and Employment groups.  Mr. Troutman has extensive experience defending banks and finance companies in major class litigation, especially consumer class actions under the TCPA.  Along with his colleague Mark Lonergan, Mr. Troutman served as lead counsel for Wells Fargo Bank, N.A. in the Malta v. Wells Fargo Bank, N.A., et al settlement that resolved the TCPA claims for 5.7 million of the Bank’s accountholders.  Mr. Troutman also earned the first post-Genesis order in the nation dismissing a Rule 23 class following the mooting of the named class representative’s claim.  Mr. Troutman is also an experienced trial attorney that has earned a multi-million dollar verdict in addition to several defense verdicts for the firms’ clients. 
Mr. Troutman’s professional litigation experience includes practice in both state and federal courts, as well as bankruptcy and appellate matters. Mr. Troutman obtained his J.D. from U.C.L.A. School of Law in 2003.

Mr. Troutman's primary legal practice areas include:

Commercial and financial institution litigation, mortgage lending, and bankruptcy.

Mr. Troutman's specific experience includes:

Financial Institution Litigation: Representation of financial institutions, primarily mortgage lenders, loan servicers, and auto finance companies, in suits raising a variety of lender liability claims.

Representation of national deposit institutions pertaining to bank operations, Check 21 compliance and negotiable instrument liability under the UCC.

Advises clients and litigates matters regarding FCRA violations and compliance for both information furnishers and CRA clients.

Consumer Bankruptcy:
Representation of automotive finance companies in consumer bankruptcy cases of Chapter 7, 11 and 13 debtors.

Lender Liability: Defended various financial institutions in individual actions involving allegations of wrongful foreclosure, improper handling of escrow accounts, inadequate disclosures, fraud, and discriminatory/predatory lending practices.

Biographical Information:

Employment History: Joined Severson & Werson in 2006. Previously associate with Borton Petrini & Conron.

Education: B.A., University of California, Berkeley, 1999; J.D., University of California, Los Angeles, School of Law, 2003.

Admitted to Practice: California, 2003

Professional Affiliations:
Member, State Bar of California; Los Angeles County Bar Association; Orange County Bar Association; American Bar Association

    Representative Cases

  • Represented (and continues to represent) banks and finance company in over a dozen nationwide TCPA class actions, including the resolution of a $17.1 million settlement resolving claims of 5.7 million class members.

  • In a ruling of broad importance to class action practitioners,  Mr. Troutman secured an order dismissing class claims where the named Plaintiff’s TCPA claims was mooted by a settlement offer. Overcoming the Fifth Circuit’s “relation back” rule using arguments from the Supreme Court’s recent Genesis decision, he successfully argued that the federal court lacked Article III standing to consider the claims of purported class members once the Plaintiff’s claims were mooted. The ruling represents the first time Genesis has been used outside of the FLSA context to secure the dismissal of a Rule 23 class.

  • Represented a finance company in pursuit of $60,000,000.00 deficiency judgment and defense of cross-complaint by dealership group seeking over a hundred million in damages

  • Obtained summary Judgment victories in favor of a financial institution in wide ranging cases including in defense of a banker alleged to have participated in a ponzi scheme and in favor of a bank against a fidelity insurer on the doctrine of superior equities.

  • Served as national counsel to a consumer credit reporting agency reporting on consumer deposit account experience and defended numerous lawsuits brought pursuant to FCRA and state law corollaries.


  • Severson & Werson is pleased to announce Suzanne Hankins and Eric Troutman as new members of the firm.
    Read Detail »
  • Severson defended Nissan Motor Acceptance Corp. against $250 million in "lender liability" damage claims by a failed auto dealer group and prevailed with a $40 million judgment against the dealer.
    Read Detail »


  • 2013-11-01

    "The Telephone & Consumer Protection Act,"Chapter 2B, "Debt Collection Practice in California," 2d.Ed. Fall 2013 (CEB) - Eric Troutman, Scott Hyman.